My bridge has already expired. Is it too late?

Not necessarily. Speak to us straight away. Options narrow and costs rise the longer it runs past term, so the sooner the better.

Can I re-bridge with my existing lender?

Sometimes, and sometimes another lender offers better terms or more time. We compare both.

What is development exit finance?

A short-term loan for completed or nearly completed developments. It repays the development lender while you sell or let the units.

What does a lender need to see?

Your current loan and redemption statement, the property's status and value, the works still to do, and a clear plan for the final exit.

Can you refinance unfinished works?

Often, yes, through a re-bridge or a facility that funds the remaining works, as long as there is a credible plan to finish.

Will I live in the property?

If you or a close family member will live there, the loan is regulated. We will refer you to an FCA-authorised firm.

Bridge Exit Finance

Bridge or development loan ending? Let's sort the exit.

Refinance, re-bridge or development exit finance for property investors and developers running out of term. A straightforward view of your options, usually the same day.

Tell us your deadline Book a Funding Strategy Review

When the clock runs down

Works overrun, sales take longer, and refinances stall. When a bridge or development loan reaches the end of its term, extension fees and default interest can apply, and the cost of waiting builds every month.

The earlier you look at the exit, the more options you have. With two or three months' notice, refinancing is usually straightforward. With two weeks, it gets expensive.

Four ways out

Refinance onto a term mortgage

If the property is finished, let or lettable, a buy-to-let or commercial mortgage can repay the bridge for the long term.

Re-bridge

A new bridging loan repays the existing one and buys more time to finish works, let units or complete a sale.

Development exit finance

For finished or nearly finished schemes, a short-term loan repays the development lender while you sell or let the units, often at a lower cost than staying on development finance.

Sale

Sometimes the right answer is to sell, and we can help you plan the timing so the bridge is repaid cleanly.

How DGL helps

A clear view of where you stand

Your current loan, redemption figure, deadline, and the property's value and status.

The right route

Refinance, re-bridge, exit finance or sale, compared on cost and timing.

Lenders who can move

Matched to your property, your position and how long you have.

Managing the handover

We keep both lenders and both sets of solicitors moving, so the old loan is repaid and the charge cleared.

How it works

1
Tell us about the property, the current loan and your deadline.
2
We give you a straightforward view of your options and what each would cost.
3
We arrange the new facility and the valuation.
4
The new lender completes and repays your existing lender.
5
You finish, let or sell on your new timescale.

Frequently asked questions

Tell us your deadline

DGL Commercial Finance Ltd is not authorised or regulated by the Financial Conduct Authority. We arrange unregulated finance for property investors, developers and businesses only. Where a loan would be regulated, we will refer you to an FCA-authorised firm. All finance is subject to status, valuation and lender approval. Your property may be repossessed if you do not keep up repayments on a loan secured on it.